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Last Updated: Nov 17th, 2008 - 12:30:30 |
A California Paradox...
Well, new quarter, new articles, same old happenings it seems.
California is a state with one of the (supposedly) most stringent data
breach laws in the country. One would think then, that the result
would be a lower rate of ID thefts, breaches etc. One would be wrong.
Very wrong. In a report for the president published by the FTC, one location in
California is the "ID Theft Capitol" of the country. Yes, that's right
- one place in the land of the harshest penalties for breaches, is the
worst place to whip out your credit card, ID, checkbook or other
identifying generator of personal information. The California paradox.
Wine country is beautiful, relaxing, full of flavorful wines waiting to be drunk and avant garde restaurants waiting to be sampled. All this alongside Identity theives just waiting for you to slip up and give them their in. Yes, that's right, in the state with tough breach and ID theft laws, resides the city (and surrounding areas) with the dubious distinction of being the "ID Theft Capitol" of the country.
The FTC ranks cities and towns on the number of ID Theft complaints per 100,000 people. Napa's rate is 300 complaints per 100,000. The largest number of those were credit card fraud. Across the country, the FTC reports that 23% of all ID theft complaints were filed for credit card fraud. 18% were filed for "Employment Fraud" - when someone uses your name or social to get a job, followed by "utilities" fraud, where someone assumes your identity to get electricity, water or other utilities.
The 92 page report is chock full of statistics from various metropolitan areas. To read it click here.
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